Business Lending

MEGA BANK offers a wide variety of commercial loan products to suit your business needs. And since all our loan decisions are made locally, we offer speed and certainty so you can realize your goal sooner.


Commercial Loans & Financing

MEGA BANK's team of experienced lenders can help you find the best business loan programs to finance your business expansion. We offer a wide range of commercial real estate, construction, commercial business, and small business administration (SBA) loans designed to meet your needs. We strive to maintain competitive rates and payment choices while providing a variety of terms and options.

MEGA BANK is proud to be an SBA Preferred Lender (PLP).

For more information regarding rates and terms, please contact the Loan Department at (626) 282-3000 or send us an email inquiry by clicking here.

Commercial Real Estate Loans

Commercial real estate loans offer a great financing option for purchasing or refinancing multi-family properties, offices, retail, industrial, and mixed-use properties.

  • Acquisition Financing
  • Property Refinancing
  • Interim Bridge Financing: Variable or fixed rate loan with maturities from 3-5 years with 25-30 years amortization.



Construction Loans

  • Planned unit development (PUD), tract homes, townhouse, condominiums, etc.
  • Apartments (5 units and up)
  • Commercial projects: Retail, Office, Industrial, Mixed-use
  • Build-to-suit construction
  • Land Loans
  • Variable-rate loan with maturities from 12 – 24 months

Commerical Business Loans

  • Working Capital Financing
  • Account Receivable & Inventory Financing
  • Asset-Based Lending
  • Business Term Loan
  • Equipment Loan



SBA 7(a) and 504 Loan Program

  • Owner-Occupied Real Estate Purchase (at least 51% occupancy is required)
  • Business Acquisition and Expansion
  • Machinery and Equipment Purchase
  • Inventory Purchase and Working Capital
  • Real Estate and Business Refinance
  • Leasehold Improvement
  • Partnership Buyout