Classic Checking | Interest Checking | Golden Checking
Tiered Statement Savings | High Yield Money Market | Certificates of Deposit

PERSONAL CHECKING

Mega Bank offers a variety of checking account options to serve you. With FREE Internet Banking, FREE BillPay – no matter where you are, you’re Home.

And Mega Bank Online Banking is FREE with ANY Checking Account!

Enjoy the convenience of accessing your account information 24 hours a day. Mega Bank Online Banking lets you:

Pay your bills electronically
Review your account balances and confirm that your checks have cleared
Order copies of monthly checking or savings statement
Transfer funds
Record ATM or Debit Card transactions
Re-order checks
Place stop payments on on-us checks

CLASSIC CHECKING
Our most flexible checking account allows you unlimited check-writing privileges and only $100.00 to open your account.

Minimum Opening Balance - $100.00
No Monthly Maintenance Fee when you meet the required average daily balance of $500.00
Unlimited Check Writing
FREE Mega Bank Online Banking
FREE Online Bill Payment
ATM/Visa Debit Card Available
Monthly Image Statements

INTEREST CHECKING (Super Now Account)
The best of both worlds – Interest Checking provides the convenience of a checking account while earning interest like a savings account. Unlimited check writing with no per check charges.

Minimum Opening Balance - $1,000.00
No Monthly Maintenance Fee when you meet the required average daily balance of $1,000.00
Unlimited Check Writing
Interest compound monthly
FREE Mega Bank Online Banking
FREE Online Bill Payment
FREE ATM/Visa Debit Card
Monthly Image Statements

GOLDEN CHECKING
The Golden Checking Account was designed for our senior customers of 65 and older and students, including exclusive savings privileges to make banking at Mega Bank easier and more affordable than ever.

Minimum Opening Balance- $10.00
No Monthly Maintenance Fee
Unlimited Check Writing
FREE Standard Personalized Checks
FREE Mega Bank Online Banking
FREE Online Bill Payment
FREE ATM/Visa Debit Card
Monthly Image Statements
FREE Travelers Checks
FREE Cashiers Checks and Money Orders
FREE Direct Deposit

PERSONAL SAVINGS

Mega Bank offers tiered savings accounts, an easy way to put money aside at a higher yield – the higher your balance, the higher the rate you receive on your funds. Also enjoy convenient account access with FREE Online Banking.

TIERED STATEMENT SAVINGS
A convenient and accessible way to save money and earn higher yield, our statement savings works well on its own or linked to your Mega Bank VISA® Debit card*

Minimum Opening Balance - $100.00
No fees when you meet the required average daily balance of $300.00
Higher balances earn higher interest
FREE Online Banking
Interest paid monthly
Monthly Statements**
Limited to six preauthorized automatic, or telephone transfer each statement cycle

*VISA® Debit card available only when combined with an eligible Checking Account.
** Active accounts only, otherwise statements are quarterly

HIGH YIELD MONEY MARKET
Your high yield money market account provides interest rate tiers, to maximize your return - the larger your balance, the higher the rate you receive on your funds.

Minimum Opening Balance - $2,500.00
Interest Earnings - Calculated on total daily balance and credited monthly
No fees when you meet the required average daily balance
Unlimited cash withdrawal from (self) Bank ATM or over the counter
Monthly Maintenance Fee of $10.00 if average daily balance of $2,500.00 requirement not met
$10.00 per item in excess of 6 transactions **

** Withdrawals are limited to 6 preauthorized transfers including automatic transfer, telephone agreement or instruction. Three of these transfers may be made by check, draft, debit card or similar order (including POS transactions).

CERTIFICATES OF DEPOSIT
Your Mega Bank Certificate of Deposit offers a guaranteed, higher interest rate with terms from 7 days to 5 years. The interest rate and annual percentage yield will not change for the term of the account.

Competitive Interest Rates
Minimum deposits as low as $2,500.00
Terms from 7 days to 5 years
Interest is payable either monthly or quarterly by check or automatic transfer to your Mega Bank checking or savings account, or can remain on deposit.
No Maintenance Fees
Penalty for early withdrawal