Mega Bank (megabankusa.com) Online Privacy Policy

(Last updated June 2012)

This privacy statement sets out the privacy policy of megabankusa.com, the gateway to the financial service offered by Mega Bank. For more information on how to use this website, please see the Terms and Conditions of Use.

It is important to know that in order to provide the best service and the highest quality products, Mega Bank may have to collect information from customers that will assist us to manage our financial service. In addition, if you visit megabankusa.com, we may collect certain information about your internet usage.

We Respect Your Privacy

Since some of the information we gather is not publicly available, we take great care to ensure that this information is kept safe from unauthorized access, and we would never share the information in violation of any regulation or law.

 Because we respect your privacy and value your trust, the only employees or companies who can access information we receive through this website are those who use it to provide services to you or to us. We maintain physical, electronic and procedural safeguards that will comply with or exceed applicable federal standards to guard your personal information and to assist us in preventing unauthorized access to that information.

Please read the privacy statement on our website to determine the information on data maintained by us when you access our website. If you become a customer of Mega Bank, we will provide you with a detailed privacy statement that outlines how information about you is collected and managed. In addition, the privacy statement will inform you if any information may be shared with third parties.

Mega Bank may provide information to third party companies that perform operational services related to our customers if not prohibited by applicable law. We maintain physical, electronic, and procedural safeguards to protect your information.

About Cookies

We may collect and receive the URL you came from, the pages of the meagbankusa.com website that were viewed during a visit, and certain other information regarding your internet use. Our website may also use “cookie” technology to measure site activity and determine how you arrive at our site. Cookies help us to confirm your identity and help us to keep your transactions with us secure as you navigate through the website. Our website also requires cookies to allow you to view your statements and transactions online. A cookie is an element of data that a website can send to your browser, which may then store the cookie on your hard drive. Cookies make visiting a website easier for you for saving your preferences while you are at the site. The use of cookies is an industry standard and you will find them at many website. We use the information from cookies to provide information and services that are customized to your needs

We recommend that you complete your online transactions and sign off before surfing to other sites or turning off your PC. We also suggest that you do not surf to other sites during your online banking session with us.

Privacy and Security during Online Sessions

The information you provide to us is protected by Secure Socket Layer (SSL). SSL is the leading security protocol for data transfer on the internet. This technology scrambles your account information as it moves between your PC’s browser and Mega Bank’s computer system. When information is scrambled, or encrypted in this way, it becomes nearly impossible for anyone other than Mega Bank to read it. This secure session helps to protect the safety and confidentiality of your information when you bank with us online

Protecting Children’s Privacy Online

For our website, we do not knowingly collect or use information from children under 13 without obtaining verified consent from their parents.  We are not responsible for the data collection and use practices of nonaffiliated third parties to which our website may link.
For more information about the Children’s Online Privacy Protection Act (COPPA), please visit the FTC website at www.ftc.gov

Links to Non-Mega Bank Sites

We are not responsible for the information collection practices of the non-Mega Bank links you click to from our web pages.  We cannot guarantee how these third parties use cookies or whether they place on your computer cookies that may identify you personally.  We urge you to review the privacy policies of each of the linked websites you visit before you provide them with any personal identification information.

Making sure information is accurate

Keeping your account information accurate and up to date is very important. If your account information is incomplete, inaccurate or not current, please use the Contact Us option on our site, or call or write to us at the telephone numbers or appropriate address for changes listed on your account statement, records, online or other account materials.

Policy Change

This Online Privacy Policy is subject to change. Please review it periodically. If it is necessary to make changes to our online privacy policies, we will update the Mega Bank Online Privacy Policy with the changes and the new effective date. Your use of the Site following these changes means that you accept the revised Policy.