Schedule of Fees

General Fees & Charges

ServiceFee
Account Closed Fee
All Checking & Savings Within 90 days
$15.00

ATM Card Replacement

No charge for: Withdrawal at non-Mega Bank Machine, Balance Inquiry at non-Mega Bank Machine, Point-of-Sale Transaction

$5.00

Cashier's Check

Available for Customers Only

$5.00
Cashing On-Us Check for Non-Customer $5.00 per check

Check/Draft Collection: Domestic Incoming

$20.00

Check/Draft Collection: Domestic Outgoing

$20.00
Check/Draft Collection: Foreign Incoming $30.00
Check/Draft Collection: Foreign Outgoing $30.00
Check Printing Charges charges set by the vendor 
Counter Checks  $1.00 per check
Deposited Check Returned $10.00 

Deposit Correction

Includes ACH Item Errors

$5.00 

Dormant Account

Escheatment Notice

 as allowed by State Law

Failure to Furnish TIN

Or incorrect TIN

 $50.00
Legal Process $75.00 + cost 

Non-Sufficient Funds: Paid Item

Daily cap of $200 for both Paid and Unpaid items)

 $25.00 per item

Non-Sufficient Funds: Unpaid Item

Daily cap of $200 for both Paid and Unpaid items)

$25.00 per item 

Notary

Bank Document Only

 No charge
Request Re-Deposit Returned Check  $2.00 per check

Research: Labor Per Hour

$40.00

plus $0.50 per copy (min $40.00)

Research: Special Statement Request $5.00 per statement 
Research: Copy of Image Check $2.00 per item 
Research: Copy of Deposit Slip $2.00 per item  
Research: Copy of Deposit Item $2.00 per item  

Stop Payment (New or Renewal): Automatic Clearing House Item (ACH)

Debit Item

 $20.00

Stop Payment (New or Renewal): Check

Post Dated/Bank Issued Checks

 $20.00
Stop Payment (New or Renewal): On-Line Stop Payment $15.00 
Stop Payment (New or Renewal): Range of Checks $50.00 
Stop Payment (New or Renewal): Zelle® Stop Payment $20.00
Special Mailing Service: Hold Main Service $10.00 monthly
Special Mailing Service: Foreign Mail Service $10.00 monthly 
Telephone Request Manual Transfer  $2.00 per transfer
Verification of Deposit/Loan $10.00 
Wire Transfer
ServiceFee
Outgoing Domestic $25.00 
Outgoing International $30.00 
Incoming $10.00 
Cancellation $10.00 

Wire Trace/Amendment Request: Domestic

$10.00 
Wire Trace/Amendment Request: International $20.00 
Customized Wire Notification by Email or Fax  $5.00

 

Safe Deposit Box
Size/ServiceFee
 5X5 $40.00 
 5X10  $75.00 
 10X10  $150.00 
 Key Deposit $25.00  
 Key Replacement: Surrendered box  $25.00  
 Key Replacement: Continued leasing same box vendor's charge plus $20.00 
 Forced Open Box  vendor's charge plus $20.00 

 

 

Account Fees & Charges

Retirement Account (IRA)
ServiceFee
 Annual Fee $15.00 
 Premature Distribution/Account Closing  $15.00 

 

Business Account Analysis*
ServiceFee
Monthly Maintenance $15.00 
ACH Transfer  $0.10 per entry
Check Paid  $0.15 per item
Transit Check Deposited  $0.10 per item
Coin Deposit or Paid Out $1.00 per 1000 
Deposit Correction $5.00 each
Deposit Posted $1.00 per deposit
FDIC Insurance current rate
Additional Statement $5.00 per statement

 *ALL Other Service Fees, Online Banking Fees and Cash Management Service Fees can be charged as part of Business Account Analysis. 

Online Banking Fees & Charges

Consumer Accounts
ServiceFee
Online Banking Service no charge 
Check Printing at cost
Check Images charges set by the vendor
Export History to Financial no charge
Real-Time Account Balance no charge
Stop Payment $15.00
Transfer Funds Between Account no charge
View Account Statements and Check Images no charge
eStatement no charge

 

Business Accounts
ServiceFee
Online Banking Service no charge 
Check Printing at cost
Check Images no charge
Export History to Financial no charge
Real-Time Account Balance no charge
Stop Payment $15.00
Transfer Funds Between Account no charge
View Account Statements and Check Images no charge
eStatement no charge

 

Bill Payment
ServiceFee
Normal Personal /Business Bill Pay no charge
Personal Same-Day Bill  Pay $12.00
Personal Overnight Check  $20.00

 

Zelle®
ServiceFee
Send Money (P2P Funds Transfer) no charge
Request Money no charge
Split Money  no charge
Stop Payment for Zelle® $20.00

 

Mobile Banking
ServiceFee
Basic Mobile Service for Business/Personal no charge
Business Mobile Deposit no charge
Personal Mobile Deposit no charge

 

Cash Management Fees & Charges
ServiceFee
ACH Origination Service: ACH Transfer $0.10 per entry
ACH Origination Service: ACH or Tax Payment Template Set Up by Bank $5.00 per template
Armored Car Service at cost plus 10%
Courier Service charges set by the vendor plus $25.00
E-Deposit Service (with Sectran) $15.00 monthly per terminal
Night Depository: Key Deposit $25.00
Night Depository: Bags Supply charges set by the vendor

 

Automatic Balance Sweet Transfer
ServiceFee
Deficit Transfer $5.00 per set up
Minimum Balance Transfer $5.00 per set up
Maximum Balance Transfer. $5.00 per set up
Schedule Transfer (Fix Amount & Schedule) $5.00 per set up

 

Remote Deposit Capture (RDC)
ServiceFee
Remote Capture Equipment Leasing $50.00 monthly
Remote Capture one time set up $100.00
Penalty for closing within 12 month or non-return of scanner upon service termination $250.00

 

Wire Orgination
ServiceFee
Outgoing Wire: Domestic $20.00
Outgoing Wire: International $25.00
Wire Template Set Up by Bank $5.00 per template
Wire Tax Payment Template Set Up by Bank $5.00 per template